Now, unfortunately, you may be in the calm before the storm as the lender ramps up and starts a new foreclosure action against you.
New York courts require plaintiff’s attorneys (the mortgage company’s lawyers) to sign a form certifying that all the documents in a foreclosure action are accurate, and because of the widespread problems in the mortgage lending industry and in the foreclosure crisis, many attorneys are unwilling to do so.
But this doesn’t mean you’re in the clear with your mortgage default. Rather, the lender is simply taking a breather to make sure everything is true and correct before they file a new foreclosure action against you.
If you want to fight to keep your home, now might be a good time to retain counsel and begin negotiations.
It’s possible that without an active foreclosure case pending, the company may see some benefit in negotiating a resolution.
Call the attorneys at Zelenitz, Shapiro & D’Agostino today at 718-599-1111 and let us help you keep your home.