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How Badly Will Bankruptcy Damage My Credit, And For How Long?

Bankruptcy causes a long term blemish on your credit rating that will be visible on your credit report for up to seven years.

It will also damage your credit score, and the higher your credit score at the start of bankruptcy, the steeper the cut will be.

Generally speaking though, people with excellent credit don’t usually need bankruptcy protection.

If you’re concerned about protecting your good credit but dealing with bills you can’t pay or harassment from creditors, call the Queens bankruptcy lawyers at Zelenitz, Shapiro & D’Agostino at 718-599-1111 to learn about alternate options for taming your debt until your income rebounds.