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Will Bankruptcy Stop Wage Garnishment?

Yes, bankruptcy provides you with an automatic stay that stops all collection efforts against you, including garnishments, harassing phone calls, letters from creditors, foreclosure, and repossession of your assets. This is true for both Chapter 7 and Chapter 13 bankruptcy.

While Chapter 7 generally clears the debts behind the garnishments within 3-6 months, Chapter 13 may allow the garnishments to continue several years later after you’ve worked through your repayment plan.

If your wages are being garnished and you want it to stop, call the Queens bankruptcy attorneys at Zelenitz, Shapiro & D’Agostino at 718-599-1111 for a free consultation about the options you have to get back on your feet.