A motion for relief of the automatic stay is the process by which creditors ask the bankruptcy court to lift the automatic stay so that they can continue collection efforts on the debt owed to them.
This is often used by mortgage lenders, who may then initiate or continue a foreclosure action if you are unable to become current.
If your mortgage is current, the lender may seek relief of automatic stay in order to continue sending statements and maintaining contact with you regarding your mortgage.
The court will not lift the stay without a hearing where you can participate.
The attorneys at Zelenitz, Shapiro & D’Agostino can help you deal with creditors and bankruptcy court.
Call us today at 718-599-1111 and talk to a Queens bankruptcy lawyer for free.